As the summer break comes to an end and we enter the next phase of the professional year in the northern hemisphere, it is the best moment to make, with a fresh and rested mind, a recollection of the road so far as well as what will be our own next drivers and directions. If you’re not doing this, you’re doing it wrong. I watched this summer a TED talk by Professor Angela Lee Duckworth on grit, the power of passion and perseverance . It sounded intimately familiar and reminded me of the last 3 years with the #SWIFTgpi initiative as a particular recent example. Back in Jan 2016, at the moment when we were closing the gpi rulebook to enter the pilot phase, we felt that what had been achieved was not a one-off, the end of the line. We had momentum with the banking community, positive feedback and bankers asking us “what is the next step?”. We felt that that momentum could be lost would we wait 1Y for the end of the pilot phase to look at additional opportunities. As soon as t...